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Personal Finance

Budgeting: How to Create a Plan That Works

As we enter a new year, it's crucial to look closer at our financial habits and make resolutions to ensure our long-term financial security. The past year has been rife with uncertainty...

How to Avoid Debt Consolidation Scams

Debt consolidation can be a great way to get control of your finances. It’s important to know what red flags to look out for to learn how to avoid debt consolidation scams.

Crafting an Effective Mutual Fund Portfolio

Investing in mutual funds serves as an excellent avenue for individuals to diversify their investment portfolios and potentially achieve higher returns. However, constructing a well-balanced mutual fund portfolio requires deliberate consideration and...

How to Save Money on a Tight Budget

What is Budget? A budget is a financial plan that outlines an individual's, family's, or organization's income and expenditures over a specific period. The primary purpose of a budget...

Frugal Living and Money-Saving Hacks

Becoming rich is the dream of most people in this world. While money isn't everything, buying everything costs money. Living frugally is a great way that help you pave the way to...

Get a Grip Over your Debt: A few important Debt Reduction Strategies

Debt can often cause sleepless nights. The stress of the burden of debt feel like you’re carrying an extra person around on your back. Many people struggle with the question of ‘How...

An Introduction to Financial Discipline & its Benefits

"We don’t have to be smarter than the rest; we have to be more disciplined than the rest" - Warren Buffett Financial Discipline is all about how well you...

Financial Implications of Homeownership: Buying vs. Renting

Many individuals begin their independent lives by renting a house. As the working class builds their careers and saves money, starting a family becomes the next priority and many choose to buy...

Trends and Benefits of Multi-Asset Allocation Funds

Given the headwinds in play, the year 2023 is anticipated to be the year of multi-asset investing by industry experts. The Multi-Asset Allocation strategy will provide a cushion for your investment portfolio...

The Importance of Risk Profiling in Financial Planning

Did you ever ponder why every financial advisor wants to know and understand your risk profile and why most financial specialists keep talking about it so much?  When it...